Comments on: Do You Want to be Rich? http://www.youwanttoberich.com/2009/06/12/do-you-want-to-be-rich/ Fri, 10 Feb 2012 15:24:00 +0000 hourly 1 By: Joy http://www.youwanttoberich.com/2009/06/12/do-you-want-to-be-rich/comment-page-1/#comment-15206 Joy Mon, 03 Jan 2011 06:05:20 +0000 http://www.youwanttoberich.com/?p=74#comment-15206 Thanks a lot and God Bless! Thanks a lot and God Bless!

]]> By: Issa http://www.youwanttoberich.com/2009/06/12/do-you-want-to-be-rich/comment-page-1/#comment-14779 Issa Thu, 30 Dec 2010 18:00:34 +0000 http://www.youwanttoberich.com/?p=74#comment-14779 @Joy For a while, I thought I was also leaving law school for good (I stopped for 4 years!) and the years leading to becoming a lawyer was long and hard. I am glad you made the U-turn too, and fast at that. Regarding the emergency fund ratio (EFR), it is the money a family will need to survive in case of, say, a job loss, disability, or any situation when one or both of the spouses cannot (hopefully, temporarily) earn income. Usually, this is equivalent to three times the monthly expenses (for businessmen, this should be six times the expenses). The EFR is usually deposited in a savings account that can easily be accessed but it should not be too easy (i.e, time deposit account, or an account without an ATM). You can contact our financial planners Joe and Nannette through moneydoctors.com.ph. They are our partners and we will be happy to meet with you. Happy new year! :) @Joy For a while, I thought I was also leaving law school for good (I stopped for 4 years!) and the years leading to becoming a lawyer was long and hard. I am glad you made the U-turn too, and fast at that. Regarding the emergency fund ratio (EFR), it is the money a family will need to survive in case of, say, a job loss, disability, or any situation when one or both of the spouses cannot (hopefully, temporarily) earn income. Usually, this is equivalent to three times the monthly expenses (for businessmen, this should be six times the expenses). The EFR is usually deposited in a savings account that can easily be accessed but it should not be too easy (i.e, time deposit account, or an account without an ATM). You can contact our financial planners Joe and Nannette through moneydoctors.com.ph. They are our partners and we will be happy to meet with you. Happy new year! :)

]]> By: Joy http://www.youwanttoberich.com/2009/06/12/do-you-want-to-be-rich/comment-page-1/#comment-14579 Joy Wed, 29 Dec 2010 09:49:23 +0000 http://www.youwanttoberich.com/?p=74#comment-14579 Hi Issa! Reading your article (at least the first part of it) is like reading what I went through. Only that, I quit law school long ago and been quite happy with that decision. I also went down the broke-married-and-with-kids path but was able to step on the break and made the U-turn fast enough. I would like to know more about couple’s Emergency Fund Ratio (EFR)or if it's not too much to ask, can you give me the name and contact numbers of your financial planner. Thanks and keep on writing dear. Hi Issa!

Reading your article (at least the first part of it) is like reading what I went through. Only that, I quit law school long ago and been quite happy with that decision. I also went down the broke-married-and-with-kids path but was able to step on the break and made the U-turn fast enough. I would like to know more about couple’s Emergency Fund Ratio (EFR)or if it’s not too much to ask, can you give me the name and contact numbers of your financial planner. Thanks and keep on writing dear.

]]> By: Melissa Briones http://www.youwanttoberich.com/2009/06/12/do-you-want-to-be-rich/comment-page-1/#comment-16820 Melissa Briones Sat, 07 Aug 2010 04:10:16 +0000 http://www.youwanttoberich.com/?p=74#comment-16820 <span class="topsy_trackback_comment"><span class="topsy_twitter_username"><span class="topsy_trackback_content">RT @TopsyRT: Do You Want to be Rich? http://bit.ly/bijbzn</span></span> RT @TopsyRT: Do You Want to be Rich? http://bit.ly/bijbzn

]]> By: Issa http://www.youwanttoberich.com/2009/06/12/do-you-want-to-be-rich/comment-page-1/#comment-1492 Issa Thu, 08 Apr 2010 06:02:13 +0000 http://www.youwanttoberich.com/?p=74#comment-1492 @Kendrick Hi! Salve is a very good friend and we are also both training to be financial planners. Like you, our thrust is to be effective for the client and not lead them on to expensive products which will yield more commissions. I think when money is foremost in the mind of the financial planner (his or what he will get out of it), it compromises the relationship. It should be win-win for both. But getting to that middle ground is easier said than done as I have found out and I have questioned myself many times about motives. I think, though, that when "helping" is foremost in the mind, it makes a lot of things clearer, and some decisions easier (like foregoing more commissions). We try to stick to that advocacy. More power too, to you and your blog. Thanks for visiting. :) .-= Issa´s last blog ..<a href="http://www.youwanttoberich.com/2010/04/08/waiting-for-the-apple-to-fall/" rel="nofollow">Waiting for the Apple to Fall</a> =-. @Kendrick Hi! Salve is a very good friend and we are also both training to be financial planners. Like you, our thrust is to be effective for the client and not lead them on to expensive products which will yield more commissions. I think when money is foremost in the mind of the financial planner (his or what he will get out of it), it compromises the relationship. It should be win-win for both. But getting to that middle ground is easier said than done as I have found out and I have questioned myself many times about motives. I think, though, that when “helping” is foremost in the mind, it makes a lot of things clearer, and some decisions easier (like foregoing more commissions). We try to stick to that advocacy.

More power too, to you and your blog. Thanks for visiting. :)
.-= Issa´s last blog ..Waiting for the Apple to Fall =-.

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