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	<title> &#187; Consumer Protection</title>
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	<link>http://www.youwanttoberich.com</link>
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		<title>Sharing, Swapping and Being Ecologically Responsible</title>
		<link>http://www.youwanttoberich.com/2011/08/19/sharing-swapping-and-being-ecologically-responsible/</link>
		<comments>http://www.youwanttoberich.com/2011/08/19/sharing-swapping-and-being-ecologically-responsible/#comments</comments>
		<pubDate>Fri, 19 Aug 2011 11:36:55 +0000</pubDate>
		<dc:creator>Issa</dc:creator>
				<category><![CDATA[Consumer Protection]]></category>
		<category><![CDATA[Financial Education]]></category>
		<category><![CDATA[Green Products]]></category>
		<category><![CDATA[Andrea Woroch]]></category>
		<category><![CDATA[BookMooch]]></category>
		<category><![CDATA[Caveman Trading]]></category>
		<category><![CDATA[Couponless]]></category>
		<category><![CDATA[Everything I Needed to Know I Learned in Kindergarten]]></category>
		<category><![CDATA[Gift Card Granny]]></category>
		<category><![CDATA[Goozex]]></category>
		<category><![CDATA[Home Exchange]]></category>
		<category><![CDATA[Kinoli Inc.]]></category>
		<category><![CDATA[Listia]]></category>
		<category><![CDATA[Melissa Remulla-Briones]]></category>
		<category><![CDATA[Rehash Clothes]]></category>
		<category><![CDATA[Robert Fulghum]]></category>
		<category><![CDATA[SwapAce]]></category>
		<category><![CDATA[You Want To Be Rich]]></category>
		<category><![CDATA[Zwaggle]]></category>

		<guid isPermaLink="false">http://www.youwanttoberich.com/?p=4064</guid>
		<description><![CDATA[I do not usually reprint what has been sent to me via press release, but when I saw the word &#8220;share&#8221; in this release from Andrea Woroch, I was suddenly reminded of the book Everything I Needed to Know I Learned in Kindergarten.  What fragile memories we have, author  Robert Fulghum intimated, that we only [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>To Foreclose or Not to Foreclose: Short Sales and Jedi Mind Tricks (Part 3)</title>
		<link>http://www.youwanttoberich.com/2010/03/30/to-foreclose-or-not-to-foreclose-short-sales-and-jedi-mind-tricks-part-3/</link>
		<comments>http://www.youwanttoberich.com/2010/03/30/to-foreclose-or-not-to-foreclose-short-sales-and-jedi-mind-tricks-part-3/#comments</comments>
		<pubDate>Tue, 30 Mar 2010 11:38:21 +0000</pubDate>
		<dc:creator>Issa</dc:creator>
				<category><![CDATA[Consumer Protection]]></category>
		<category><![CDATA[Financial Education]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[The Basics of Finance]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Foreclosure scams]]></category>
		<category><![CDATA[Jedi Mind Tricks]]></category>
		<category><![CDATA[Short Sale]]></category>

		<guid isPermaLink="false">http://www.youwanttoberich.com/?p=2103</guid>
		<description><![CDATA[You think, “I cannot do this anymore.  It is crazy.  There is no hope for this economy.  I cannot hold on any longer.  I am sinking.  I need to foreclose now.  I will do it.”
But wait!  At the back of your mind, you are thinking – is there another option?  Options?  You are thinking – I think I may have heard of something. 

There is one: through a short sale.  But again, it is not that simple.

... To read the full article, please click on the title ...]]></description>
		<wfw:commentRss>http://www.youwanttoberich.com/2010/03/30/to-foreclose-or-not-to-foreclose-short-sales-and-jedi-mind-tricks-part-3/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
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		<item>
		<title>To Foreclose or Not to Foreclose: Let&#8217;s Talk Taxes (Part 2)</title>
		<link>http://www.youwanttoberich.com/2010/03/22/to-foreclose-or-not-to-foreclose-lets-talk-taxes-part-2/</link>
		<comments>http://www.youwanttoberich.com/2010/03/22/to-foreclose-or-not-to-foreclose-lets-talk-taxes-part-2/#comments</comments>
		<pubDate>Mon, 22 Mar 2010 03:18:57 +0000</pubDate>
		<dc:creator>Issa</dc:creator>
				<category><![CDATA[Consumer Protection]]></category>
		<category><![CDATA[Financial Education]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[The Basics of Finance]]></category>
		<category><![CDATA[California]]></category>
		<category><![CDATA[Fair Market Value]]></category>
		<category><![CDATA[Foreclose]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Foreclosure of Principal Residence]]></category>
		<category><![CDATA[Gains]]></category>
		<category><![CDATA[Non-Recourse Loan]]></category>
		<category><![CDATA[Qualified Principal Residence Indebtedness]]></category>
		<category><![CDATA[Recourse Loan]]></category>
		<category><![CDATA[Tax]]></category>
		<category><![CDATA[Tax Basis]]></category>
		<category><![CDATA[Tax Bill]]></category>

		<guid isPermaLink="false">http://www.youwanttoberich.com/?p=2100</guid>
		<description><![CDATA[It was one of the hardest decisions you had to make.
In your mind, okay, I will let go of the house.  I cannot pay it anymore.  It makes no sense to pay for a steep mortgage when the value of the house has gone down by half.  No sense.  Everybody is doing it anyway.  I should be fine.

You do it, sign the papers, let the bank foreclose and rest on your laurels.

Then while sitting on the living room of your new rented apartment, you get a bill, a huge tax bill because – guess what – you have made money on the foreclosure of your home.  Money?  But where is it?

... To read the full article, please click on the title ...]]></description>
		<wfw:commentRss>http://www.youwanttoberich.com/2010/03/22/to-foreclose-or-not-to-foreclose-lets-talk-taxes-part-2/feed/</wfw:commentRss>
		<slash:comments>9</slash:comments>
		</item>
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		<title>Credit Card Musings (er, Woes)</title>
		<link>http://www.youwanttoberich.com/2010/01/12/credit-card-musings-er-woes/</link>
		<comments>http://www.youwanttoberich.com/2010/01/12/credit-card-musings-er-woes/#comments</comments>
		<pubDate>Tue, 12 Jan 2010 05:57:54 +0000</pubDate>
		<dc:creator>Issa</dc:creator>
				<category><![CDATA[Consumer Protection]]></category>
		<category><![CDATA[Financial Education]]></category>
		<category><![CDATA[The Basics of Finance]]></category>
		<category><![CDATA[APR]]></category>
		<category><![CDATA[Citibank]]></category>
		<category><![CDATA[Credit Card]]></category>
		<category><![CDATA[Finance Charge]]></category>
		<category><![CDATA[Gas Stations]]></category>
		<category><![CDATA[Gasoline]]></category>
		<category><![CDATA[Interest]]></category>
		<category><![CDATA[Rebates]]></category>
		<category><![CDATA[Supplementary Card]]></category>
		<category><![CDATA[Travel]]></category>

		<guid isPermaLink="false">http://www.youwanttoberich.com/?p=1826</guid>
		<description><![CDATA[If there is anything that I have learned during all my years of existence, it is that you do not get answers if you do not ask any questions.
So I ask my questions, no matter how silly or how dumb it sounds.  Doubt is also an element that I constantly entertain in my mind, so I confirm and re-confirm until the thing has no choice but to sound true.

So on the day that I got my credit card statement and alarm bells were sounding in my head, I picked up the phone and called Citibank direct.

...To read the full article, please click on the title...]]></description>
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		<slash:comments>7</slash:comments>
		</item>
		<item>
		<title>On Paypal, Internet Scams and Phishing</title>
		<link>http://www.youwanttoberich.com/2009/09/27/on-paypal-internet-scams-and-phishing/</link>
		<comments>http://www.youwanttoberich.com/2009/09/27/on-paypal-internet-scams-and-phishing/#comments</comments>
		<pubDate>Sat, 26 Sep 2009 16:09:43 +0000</pubDate>
		<dc:creator>Issa</dc:creator>
				<category><![CDATA[Consumer Protection]]></category>
		<category><![CDATA[Federal Trade Commission]]></category>
		<category><![CDATA[financial planner]]></category>
		<category><![CDATA[Internet Scam]]></category>
		<category><![CDATA[Paypal]]></category>
		<category><![CDATA[Phishing]]></category>
		<category><![CDATA[Phishing Scam]]></category>
		<category><![CDATA[Security]]></category>
		<category><![CDATA[Spam]]></category>

		<guid isPermaLink="false">http://www.youwanttoberich.com/?p=1049</guid>
		<description><![CDATA[I need only to look at my spam folder and my 139 spam emails to realize that these scams are not few and far between, and that the scammers have been getting bolder and that a lot of thought and resources are being put into this.  My financial planner emailed one scammer, saying, "it is more fulfilling to do good and honest work rather than scam people out of their money".  To his surprise, the spammer had the temerity to respond: "What if you finally get this fund, what should I do to you? Do you want your payment or not?"]]></description>
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		<slash:comments>25</slash:comments>
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