She was in coveralls, smudged by soot from head to toe. She had been cleaning the fireplace of one of the apartment she owns.  She did not look the part at that time – but I was looking at one of the more financially savvy immigrant septuagenarian of Vancouver.  Her eyes had confidence as it [...]

In October 2011, Bo Sanchez launched another initiative aimed at helping those financially motivated to become wealthier, and he called it Wealth Circle. Of course I could not resist being part of it.  Turned out, not everyone could get in because there was an application process that consisted of about a 10-page questionnaire (or something [...]

Article Swap with Steve of GetOutofDebt.org An interesting credit score data mining observation has emerged from our friends over at Credit Karma. Apparently they took a look at the average credit scores of 20,000 people and placed those scores into bins based on the email address people use. They then calculated the average credit score.

It makes perfect sense. That is, for a person to save at least 3-6 months’ worth of his monthly expenses for emergencies (prolonged sickness, job insecurity).  But really, that concept (that comes across as almost common sense, but not really) – does not even cross the mind of those uninitiated in money matters. Well, it [...]

I read an article, a very interesting article about reducing your card debt. The article said you should forget about it (pay the bare minimum on it), and focus your energies on earning more income. Forget your credit card debt…? Now, I am appalled and alarmed by that suggestion on a lot of levels. Because [...]

Guest Post from Lois. I hate selling. Don’t you? I had to sell ice candy at my grandma’s sari sari store when I was a kid and it ruined me for life. I would cringe when anyone asked what flavor it was. I didn’t know how to make them buy it. And every time someone [...]

  Guest Post with a special note from YouWanttoBeRich. It might surprise you to know that you don’t have to study for years to come involving in trading. You don’t even have to make risky decisions on a trading floor. if you want to become involved in financial trading, then there are other options. One [...]

I love seminars.  Don’t you? And it’s not just because of the insider information that you get from it, but the people that you meet and re-meet who may just clinch the next deal for you. Really, you don’t know what you’ll get in those – sometimes it is the education (which is the reason [...]