13 ways to save on medical expenses

Autumn up close

Guest post from Andrea Woroch.

In a landmark decision last week, the U.S. Supreme Court voted 5-4 to uphold the Affordable Care Act, allowing for the continued implementation of the act’s policies through 2014. The effect of this decision continues to unfold and will be a hot topic during November’s elections.

Despite the enormity of this decision, Americans are still struggling to pay for rising medical bills. The typical family spends an average of $19,000 each year on health care. Though that’s far from money down the drain, there are ways to cut your costs in the interim of the health care law coming into full effect.

Health care is a good investment in your future, but you’ll want to consider the following 13 ways to curb medical costs from biting deeply into your budget.

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10 Ways to Save on Summer Road Trips

Need for speed

Guest post from Andrea Woroch.

Roadtrippers everywhere are rejoicing in their ability to control costs as the airline industry continues to add fees. These days, everything from carry-on luggage to the privilege of herding your kids down the jetway before the masses will cost you some extra cash.

However, road trips can get pretty pricey too, unless you plan ahead. Consider these 10 money-saving tips before you embark on your next cross-country adventure.

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11 Ways to save money at the movies

To lose one's self

The movies can break the bank.

It never used to. At least where I was from, movies can be had for, say, less than $5. So we would watch every week, and sometimes, we would watch a movie twice. And so I was surprised to find that it is a luxury (at $12.50!) in Canada, a first world – and that’s even without popcorn! Or maybe I am just a new immigrant and still doing my maths and my conversions in my head.

And so this guest post by Andrea Woroch appealed to me. Hope it gets you your movie fix too, at half the price.

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For the Book Lover In You

Keep the Mind...

Keep the Mind...

You love books.  And isn’t it just perfect that they are readily available anywhere now more than ever?

I myself was a voracious reader when I was a kid.  Moving from mom’s Mills & Boon to the thicker, more seductive books, all hand-me-downs from I don’t know where (or did mom buy…?).  I was hooked. But there was not enough books.  And buying more, well, was certainly not in the stars for the young me.  There were other priorities.  So I did not have a book budget then, like I try to have now, but I think it was okay because I would have been lost with so much to select from (i still find myself lost now – sometimes, books/authors do not meet expectations)

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Sharing, Swapping and Being Ecologically Responsible

Yearning

Yearning

I do not usually reprint what has been sent to me via press release, but when I saw the word “share” in this release from Andrea Woroch, I was suddenly reminded of the book Everything I Needed to Know I Learned in Kindergarten

What fragile memories we have, author  Robert Fulghum intimated, that we only need to think of the basic, of what we used to do – being good and doing good – and the world would be a better place.

That advise still holds true and that is why this release appealed to me. The swapping and sharing websites featured in the article are just what we need in this materially-possessed world.

And I like the idea of being ecologically responsible.

I personally checked out the websites and was intrigued by BookMooch (book swapping), Home Exchange (travel) and Zwaggle (for baby stuff).  I have not actually shared or swapped, because I am located in Asia (which makes me wish for a similar service here – and why don’t I start one?).  But do let me know how it goes for you.

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