How to Be A Millionaire Without Starting a Business (and a Mention at Cosmopolitan Magazine!)

Cosmopolitan March 2011

Page 158, Tips 3 and 4 are Mine :D

When I got the email from Kristina Monica Guerra of Cosmopolitan Magazine requesting for an interview, I was more than thrilled – I was ecstatic.

She said she got to know of me from Anton Diaz’ list of upcoming Bloggers and wanted my two cents on how one can be a millionaire without starting a business.

The question stumped me.  I am a business advocate and champion of those who dare to change their lives through the wonderful, maddening, exciting world of business.

Being a millionaire without going into business – is it even possible?

The March 2011 issue of Cosmopolitan Magazine featured some of the answers I submitted to Monica.  I was quoted alongside Francisco Colayco, author of several books, speaker, entrepreneur and mentor – what an honor!  I could not believe my eyes when I saw my name and my blog mentioned (yey!).  Thanks again, Monica.

But back to the question: Can one get to millions without getting his feet wet in the grime and grunge of business?

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Sunday Buffets and A Birthday Celebration at Dusit Thani

Sunday Buffet: A Comparison

We broke the bank.

Of course we did not.  But, well, the day was certainly not one of our frugal days. (we try to be frugal some of the time and fail some of the time)

It was my birthday and usually, we go overseas.  But, as they say, a baby changes everything (everything) so this year, we had to stay put.   I am not complaining, though.  I am so in love with baby.  With him and our daughter in tow, we headed straight for Hotel Dusit Thani for their Sunday Crossover Brunch.

We love buffets and are partial to Sofitel’s Spirals.  But we were ready for a change.  There were rave reviews about Hotel Dusit’s brunch.  It was a restaurant tour concept and there were four cuisines we can feast on – Thai, Japanese, Italian and an-around-the-world offering.  It all sounded very appealing.

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Greening of the Soul

Green Your Soul

Everyone feels it.

The earth is no longer young.  Its resources are no longer inexhaustible.  Temperatures are rising.  Entire species are disappearing.

Just yesterday, everyone cavorted in clean, sparkling water, drenched themselves in sunshine, fished an abundant ocean, breathed air that is fresh, harvested a generous, bountiful earth.

Something happened between the space of yesterday and today

Mother earth was taken for granted, and overtaken (over taken) by human greed.

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Move Your Cheese

Be Uncomfortable

“When I enrolled in Maven Secrets, I did not know what I was getting into. I only thought I would learn about blogging, get to know the man behind all those amazing features in Our Awesome Planet and, yes, dabble a little bit in internet marketing. I did not know that it will lead to my re-examination of my life, that it will change my life, transfer me from the confines of my glass penthouse to vibrant, more exciting possibilities. Let this serve as a warning and a warm welcome to those who will follow this unbeaten path.”

The above was my testimony for MavenSecrets when I attended its pilot class more than a year ago.  But its echoes reverberate to the life I know today.

MavenSecrets is an internet marketing program.  But it was also a way out – because like what it did to Anton Diaz, its founder (and to my other classmates), it strengthened my desire to leave the rat race and go after things that I am passionate about – like family and doing the things I could not find the time to do, the more important things that give life its flesh and its color.

Through having multiple passive income streams.

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100th Post and a Dash of Thank You’s

Thank You

After 99 posts, 453 comments (54 of which are spam which I have not deleted nor approved) and 699 tags, I come to this, my 100th post.

To think that YouWantToBeRich started as just a requirement to get a certificate in MavenSecrets, a professional blogging and internet marketing education seminar that I attended in 2009.

I did not know that it would change my life and give it colors that I never knew existed, or give me opportunities for self-expression and advocacy in a niche that I was just getting really interested in at that time.

At first, I thought I would go into food and travel because like Anton’s OurAwesomePlanet, it was my passion.  I even asked hubby to buy me a camera to herald my entry into the blogosphere via a food and travel blog.

But I am glad I went down the path of learning about money and people and their money idiosyncracies (especially my own and my family’s).  It felt good to chronicle this journey and to look back and learn from it again.

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How to Spark Inspiration


Making the Wheels Turn

Let us face it.  It is not everyday that we see the world with rose-colored glasses.  It is monotony that that kisses our faces day in and day out, like waves that do not fail to come to the shore; it is the humdrum of everyday life that besets us and pummels us into submission; the unexciting coming more often rather than the exciting.  And yes, there is some comfort in that.  The heart can only take so much – of happiness, of excitement, of something happening all the time.

But when you need to, how do you inspire yourself?

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Travel: Amorita of Bohol


To Travel the World

To Travel the World

I like hotels.

I like them so much – and traveling! – that we bought our own timeshare.  But like I said in my MoneySmarts guest post:

It gives birth to other expenses – yearly maintenance fees (which went up from P2,500 to P4,000 in the blink of an eye), RCI fees (S$150 annually –in Singapore dollars, but with the current exchange rate, it might as well be in US dollars), booking fees that could range from P2,500 (Asia) to almost P10,000 (outside of Asia). It does not include airfare, or the cost of food. The RCI hotels, although three or four stars, are almost always in the outskirts of the city – that means it is 30 minutes away from where the action is. With the cab fares we are paying, we could have had a decent room at a city hotel with dancing lights, Prada and great food at our doorstep.

But it is not all bad, as we have found out in our two years of owning one.

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Are You On The Internet?

Virgin Territory

Internet: Virgin Territory

My mother had foresight.

She had the two of us enroll at a computer school at a nondescript building, with an area not exceeding 40 square meters.  I forgot where it was located, but I remember we had to look over the shoulder of the teacher and we had to share a computer, tinkering with DOS and binary numbers and floppy discs together.  We were no longer mother and child, but two people trying to ride with the times.  I am not sure if I (or she) learned anything.  I know that back at home I continued to type my thesis with an electric typewriter.

Not that it mattered.  What we had learned would be relegated to the annals of computer history, because in a few years, mankind was to take several quantum leaps into the information age.

In his book “The World Is Flat: A Brief History of the Twenty First Century”, Thomas L. Friedman catalogued the shift of the philosophy of the world – from working hard, man had to work smart.  He said, “… One way small companies flourish in the flat world is by learning to act really big.  And the key to being small and acting big is being quick to take advantage of all the new tools for collaboration to reach farther, faster, wider, and deeper.”

From the computer came the Internet.  And the internet is the new frontier where this is possible.

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