Illumination
Illumination
At our post-Christmas party, my partners at MoneyDoctors started talking about a credit card moratorium for their families – this meant they will not use their credit cards for 90 days.
With the Christmas indulgence, I also engaged in some wanton (haha!) and indiscriminate spending and have not been able to pay my credit cards in full. I still do pay way above the minimum but at the rate I am going, and with my steady monthly purchases (not to mention the interest payments, grrrr!), I do not know when I will be free (or if I will be free).
I knew then had to do something that drastic too – and fast!