Hard Work Should Have Its Rewards
The banks have it good.
Imagine, you have a business where people stand in long lines to give you their hard earned money. They put up with lousy service, pouty cashiers, no chairs, not even cellphone access, knowing that you are just going to give them less than a one percent (1%) return for their money, annually. Yet they do it. And they do it gladly, thinking that they are doing themselves a favor.
Sometime ago, it dawned on me. I am a creditor, and my bank is my debtor. Ergo, I should have the upper hand. Ergo, I should have been waited on hand and foot, treated with utmost respect, wooed, wined, dined. They are, after all, getting my money and using it to finance their various investment schemes.
But that is not the case.