It was a fine afternoon and Nannette and I got to talking.

I just passed the insurance examination given by the Insurance Commission and can now be ushered into the world of insurance agents and hustling and bustling. That made me uncomfortable and I told Nannette so.

Okay, I still had the image of the feisty, persistent, pesky seller of insurance who does not really explain or understand what he sells, does not hear the word “no”, does not stick around through the bad times (when the hapless insured can no longer pay the premiums), is just interested because of the commission he hopes to get from me.

I did not want to be that person.

I had my first life insurance policy when I was 21.  I did not think I needed it, death was furthest from my mind at that time. But everyone was getting one (at the office, at least) and so I did too.  The bi-monthly deductions hurt (though it did not even reach the one million [...]