At one point in your life, you will be given what you think will be a golden opportunity – investing in someone else’s business. Before you turn giddy and give your yesses and your checks, think.

My husband and I, we are very enthusiastic persons. The idea of getting into a new business – except when it involves multi-level marketing, which does not float our boat – is enough to send us to euphoria. But of late, we have been a little selective and a little wary of the businesses we get into. We have been burned some of the time and if added up, those investments would run into the hundreds of thousands. Okay, okay, some are not yet “dead” but we worry about them constantly and we do not think that worrying is very good use of our time and our money.

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Today, I learned about a different kind of investment and a different kind of bank.

What did the endorsers have to say?

Giselle Sanchez: “It is an investment just like bonds, stocks and savings.”

Anna-Lynn Salindong: “It is just like an insurance policy – a biological insurance policy.”

But I was not really thinking about investing and investments that day. I was going about my own way, staring at the wall of a clinic, when the wall stared back. On it was a message board and on the board was a poster of a cute baby.

It was a poster for cord blood banking.

Cord blood what???

And I was reminded that I kind of knew about it, a colleague in work having “banked” his baby’s cord blood in Singapore two years ago. All I know was that the expense was prohibitive. But I remembered too that my colleague, although sighing and murmuring about all that money he spent for it, thinks that he did good.

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