Tag Archives: Life

It only takes a spark

One of the world's amazing wonders...

One of the world’s amazing wonders…

I just met with my Spark sisters and I am stoked.

As always, I learn a lot when I am with them, more so when I keep my mouth shut. From them come the most wonderful stories and learnings and I am just thankful to be in their presence.

Here are 5 things I learned from them today:

1.  Spouses need at least 15 hours per week with each other. 20 for couples who are in crisis.

No, your husband can’t be watching TV while you are on your computer. You have to be there, with him, talking to him – about his day, about his thoughts, about everything and nothing. It cannot be just a co-existence, there has to be a purposeful exchange of self, or a simple touching of minds. 

You can also apply this to your children. At least have a date with each one (if you have more than one like I do) every week. I know Bo Sanchez practices this and it cannot be overemphasized. Children are young once, their minds can be trained in (what should be) the most positive, inclusive, loving environment they will ever know in their lives only in this short span of time. It does not matter if they are 3 years old or younger. They know.  Let’s not squander this time with them.

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Why You Need Insurance, Insurance Agents and Insurance Companies

Getting to the Core

Getting to the Core

I had my first life insurance policy when I was 21.  I did not think I needed it, death was furthest from my mind at that time.

But everyone was getting one (at the office, at least) and so I did too.  The bi-monthly deductions hurt (though it did not even reach the one million mark) so it was kind of a hard decision to make.  But after courting me day after day, making sure I get the medical exam and pass it, after we did the dance of joy (I signed up), I never saw that insurance agent again.  I left the job and forgot the insurance and never knew what became of it.  I did not know I had options – take the cash surrender value, buy an extended term insurance or a reduced paid-up insurance or even reinstate within a three (3) year period.  I did not do anything because the agent did not take the time, nor cared, to explain my options to me.

And so I look at insurance agents with skepticism.  One call, one meeting, and I would find an excuse not to see them again or sign up.  It went like this for several years.  I did not know I was making unavailable to myself the most basic step in establishing financial freedom – protection.

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