Yes, please sign me up! Seminars.  Opportunities to learn new things, new ways of thinking, new (and hopefully more effective) ways of making money, new trends, meet interesting and like minded people… how could anyone pass that up?   I could not. And I am still touched by the ripples (a.k.a. benefits, gains, blessings) that simple [...]

Today I embarked on my journey towards becoming a Registered Financial Planner. I figured – I might as well plunge head-on into the world of personal finance.  And what better way to continue my education than by formal training. Good too that I got a semi-scholarship / discount through MoneyDoctors partner and friend, Salve Duplito, [...]

When I got the email from Kristina Monica Guerra of Cosmopolitan Magazine requesting for an interview, I was more than thrilled – I was ecstatic. She said she got to know of me from Anton Diaz’ list of upcoming Bloggers and wanted my two cents on how one can be a millionaire without starting a [...]

  Thank you for joining The Walking Eater Contest.  Winning two (2) Walking Eaters each are … drumroll please … Patrick Carlos, Teeyah and Polinda Usero.  Congratulations!

Cross-post from MoneyDoctors Blog. Pampanga. The birthplace of many chefs extraordinaire. So it is no wonder that there are some great restaurants in the province. But only some. Hubby and I wondered about this and surmised that because every other Kapampangan is a cook, every Kapampangan is a food critic. I mean, the standards are [...]

With every kick at my gut, I was reminded that I was not alone. With every fluttering in my stomach, I knew he was there, his father’s son, and he was coming very soon.

He came and I did not have any idea what I had to do.

How does one prepare for baby?

Preparing for baby usually meant decorating the nursery and buying the million and one things one anticipates the baby will need – a crib, a pram, shirts of all shapes and sizes. Not anymore. If the would-be parents have money, imagination and worry to spare, here are some things they can “invest” in: Lamaze or Bradley classes, cordblood banking, giving birth outside of the Philippines.

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It was a fine afternoon and Nannette and I got to talking.

I just passed the insurance examination given by the Insurance Commission and can now be ushered into the world of insurance agents and hustling and bustling. That made me uncomfortable and I told Nannette so.

Okay, I still had the image of the feisty, persistent, pesky seller of insurance who does not really explain or understand what he sells, does not hear the word “no”, does not stick around through the bad times (when the hapless insured can no longer pay the premiums), is just interested because of the commission he hopes to get from me.

I did not want to be that person.

At our post-Christmas party, my partners at MoneyDoctors started talking about a credit card moratorium for their families – this meant they will not use their credit cards for 90 days.

With the Christmas indulgence, I also engaged in some wanton (haha!) and indiscriminate spending and have not been able to pay my credit cards in full. I still do pay way above the minimum but at the rate I am going, and with my steady monthly purchases (not to mention the interest payments, grrrr!), I do not know when I will be free (or if I will be free).

I knew then had to do something that drastic too – and fast!

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