Thoughts of the New Year conjure with it many bright lights in colorful splendor, dazzling the night, signaling new life, new hope, a new beginning. It is family, treats, and loud, raucous laughter. And thoughts of abundance, great abundance, to come.

Here are some words from the experts on how to set up your financial goals and clean up your financial house:

Turn Desires to Gold

At the beginning of Bob Proctor’s program Six Minutes to Success, he discusses about the six ways in Napoleon Hill’s book Think and Grow Rich of how to turn mere desires into realities.

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Business owners and investors (the more evolved business owner) have it the greatest. Apart from money (lots), they have in their hands buttons for control – control over their time, how much money to give to the government, what to pursue, who to pursue, all the trappings that money can buy (or attract). But behind every businessman-turned-millionaire story is the back story: inhuman work hours, doing the work of 5 or more people… Name it they have done it – beg, steal, borrow, the accounting, the contracts, the creatives, the marketing, the evaluating, the letter writing, the thinking, dealing with people, negotiating, planning, selling, cajoling… I should know. I am in the thick of this back story (well, what I hope will be a back story). And can I just add? – it does not end there: from time to time come those little heart palpitations and unbidden thoughts: “Why are you doing this? Are you crazy?” To be capped by the ringing of a defeatist battlecry: “Give it up. Give it up.” And then I would think: wouldn’t it be great to just go back to the simple life, a time when work need not be taken to the home, to nights when there need not be any presence of mind (mind has maxed out its quota during the day), when there are no million and one books and letters and documents to read and study, nights when playing with a daughter, reading, watching television, not thinking – is possible?

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My mother does not like fortune tellers.

She was young. I do not know the exact circumstance or her exact age at the time of her “consultation”, or why she even went, or how she looked or seemed, or what was it that made her voice out, in a question, her one dream: “Will I be able to travel outside of the country?” or what prompted the fortune teller to tell my mother that no, she would not go places. I only know that while my mother was telling me this story many, many years ago, there was still pain in her eyes, and anger, her chin jutting at that defiant angle. The barb – even when it probably was not meant as a barb – had hit home and she could still feel the sting. Even after all the time that had elapsed.

I was told I could not make it, too, but not by a fortune teller.

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Napoleon Hill said, “The subconscious mind makes no distinction between constructive and destructive thought impulses. It works with the material we feed it, through our thought impulses. The subconscious mind will translate into reality a thought driven by fear just as readily as it will translate into reality a thought driven by courage or faith. xxx Like the wind which carries one ship east, and another west, the law of autosuggestion will lift you up or pull you down, according to the way you set your sails of thought.”

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