Something bothered me.

I was looking at my financial duties for 2010, staring as far out as December, when the imminence of what I have to pay struck me: huge life insurance premiums.

Do you have the thought that sometimes you may have bitten more than you can chew?

Years ago, when I bought those policies, business was good and was not yet bogged down by recession woes. I felt I could do anything – be anything, buy anything. My financial planner convinced me of the wisdom of obtaining life insurance (my second attempt at it). For peace of mind, she said. And I did have it. I remember thinking while driving one day that my family will be okay if… But now, that same thing that gave me peace of mind is shattering it.

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