Cross-post from Steve of GetOutofDebt.org. To make it through tough times more Americans have borrowed, stolen or raided their small retirement funds to make ends meet. Loans from retirement funds jumped 20 percent last year. This really can’t be a big surprise to many. Faced with difficult financial decisions people will tend to gravitate towards [...]

The twilight of the years – everyone is heading there. Thanks to medicine, people now have a lifespan of 80 years. Whether that is good news or not, the fact remains – we have to prepare for a long life. But how grand or how miserable your exit will be is up to you. Yes, [...]