Who’s going to the Rich Dad Academy?


Before we stepped out of the car, I told my friend they will sell us this and that at the Rich Dad Education Workshop.

After all, despite all the freebies and the come-hither, it is a marketing event that we are going to. I told her (self-assuredly) I do not easily say yes. That in fact, I have never been embarrassed to say no – and that if it is not worth it, I would say no. She assured me she is the same. I breathed easy since I made a full disclosure and that there is someone watching my back in case I totter and fall.

I tottered and fell (my friend did too).

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How to be Good in Sales


Once Upon A Time

I’m easy.

I mean if you tell me you will not buy from me, I’m cool with it. I will not pester you or badger you.  You will hear the end of it right there and then.  Promise.

But (sigh), these are not the traits of a master sales (wo)man, traits that, Robert Kiyosaki assures me, will make me very rich.

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How to Make 2010 Prosperous


Thoughts of the New Year conjure with it many bright lights in colorful splendor, dazzling the night, signaling new life, new hope, a new beginning.  It is family, treats, and loud, raucous laughter.  And thoughts of abundance, great abundance, to come.

Here are some words from the experts on how to set up your financial goals and clean up your financial house:

Turn Desires to Gold

At the beginning of Bob Proctor’s program Six Minutes to Success, he discusses about the six ways in Napoleon Hill’s book Think and Grow Rich of how to turn mere desires into realities.

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Money and the Games Children Play

In Red, In Blue

Fields, In Red, In Blue

I had the sudden urge to know if, at 8, she knows what money is all about.

So I called my daughter, who was busy playing, and asked her: C, what is money?  Eyebrows going up, eyes slightly questioning (as if saying, now where is mom going with this), she says, tongue in cheek, voice bored, “It has a lot of numbers and signs on it.”   Okay (sounds about right).  I made a follow up question: C, do you know how you can make lots of money? Grinning, she answered, her voice lilting and confident, “I can draw it.”

Obviously, I have to teach her about money.  And soon.

Interestingly, when Robert Kiyosaki was 9, he had the same idea.

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iPhone: Guilty Pleasure

Man and the Machine

Man and the Machine: To Have Come So Far

I will confess to one guilty pleasure.

But first, the background.

I have been using a Treo 650 cellphone for as long as I can remember – okay, I used it for 4 long years.  Our story started when I saw it in the hands of my brother and fell in love with it.  I just knew we would click.  So I begged him for it (I am shameless, sometimes).  One year after, he gave it to me for free (I have very generous brothers – maybe that’s why they have credit card debts?).

We shared a blissful 4 years.

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Increasing Your Financial Intelligence


The Money Maze: Exciting, Amazing, Discoverable

The Money Maze: Exciting, Amazing, Discoverable

My friend Robert Kiyosaki said I should invest in increasing my financial intelligence.  By invest he meant put in money, effort, and more importantly, time.

Financial intelligence is the foundation of great wealth. It is the understanding of money and how it works in the present day world.  Understanding that debt is not merely debt, but that it could be good or bad; and assets are sometimes not assets but liabilities; and that expenses should be increased and income decreased to maximize the tax laws written by the rich for the rich.  It is seeing not what is there but the totality of the picture.  It is listening to the story of numbers, and using more numbers to create an extraordinary future.

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Accounting, Math and Newscasting

The Universe Says Yes

The Universe Says Yes

I used to love numbers and would spend countless hours doing my trigonometry exercises.  I could not explain it except that I (probably) had the genetic predisposition for it – dad was an accountant.  I could have been one too, but for some twist of fate, it was my younger brother who became an accountant (okay, okay, he’s also pretty good in Math) because I wanted with all my heart to become a newscaster, and shunned what I now call my lost inner talent.

In one desperate (yes) moment to get into a tax law firm, I told my interviewer that my dad was an accountant and my brother was an accountant. Silence. Without batting an eyelash, he told me, “Maybe I should hire them”.  He’s got a point.

Imagine my surprise when they hired me.

Imagine my surprise (!) when Robert Kiyosaki mentioned in Rich Dad, Poor Dad that if he were to do everything all over again, he would be an accountant.  And that this is the course he would recommend to kindergarten students.

The destiny that I denied.

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Getting the Help to Help


Inday, A Portrait

“Mam, wala nang bigas”.  Ma’am, there is no more rice.

Inday can make me crazy sometimes.  We just bought 600 pesos worth half-sack of bigas (rice) three weeks ago.  And in the house, it was just me, husband D, daughter C, Inday 1 and Inday 2 .  And Yo-yow, our Maltese brat, but she’s not counted because I do not give her people food (uhm).

D and I, we hardly eat at home.  We eat out all the time (I am not complaining).

But there is no more bigas.  The day before, no more drinking water.  The day prior, out of Coke, and I do not even drink it.  A week ago, no more cooking gas.  Meralco, too high.  Maynilad too high.  If I think about it (and I do think about it), it is too easy for me to fall into the I-am-being-duped trap and go crazy.  I imagine the Indays, which, by the way, is a form of endearment we use for our househelp, holding huge parties at my expense, having the TV on 24/7, aircon on full blast, cooking my food and my bigas and giving it away to friends, relatives, lovers, the whole subdivision and beyond.

But I refuse to fall into the trap.  To quell my doubting heart, I asked Inday to make me The List.

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